Finance Questions and Answers

Questions and Answers
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1. What are the primary limitations of ratio analysis as a technique of financial statement analysis?
2. What is the major limitation of the current ratio as a measure of a firm’s liquidity? How may this limitation be overcome?
3. What problems may be indicated by an average collection period that is substantially above or below the industry average?
4. What problems may be indicated by an inventory turnover ratio that is substantially above or below the industry average?
5. What are the three most important determinants of a firm’s return on stock- holders’ equity?
 6. How can inflation affect the comparability of financial ratios between firms?
 7. The Farmers State Bank recently has been earning an “above average” (compared to the overall banking industry) return on total assets of 1.50 percent. The bank’s return on common equity is only 12 percent, compared with an industry average of 15 percent.
a. What reasons can you give for the bank’s lower turn on common equity?
b. What impact do you think this performance by the bank is having on the value of its debt and equity securities?
8. Vanity Press, Inc., has annual credit sales of $1.6 million and a gross profit margin of 35 percent.
a. If the firm wishes to maintain an average collection period of 50 days, what level of accounts receivable should it carry? (Assume a 365-day year.)
b. The inventory turnover for this industry averages six times. If all of Vanity’s sales are on credit, what average level of inventory should the firm maintain to achieve the same inventory turnover figure as the industry?
9. Clovis Industries had sales in 2013 of $40 million, 20 percent of which were cash. If Clovis normally carries 45 days of credit sales in accounts receivable, what are its average accounts receivable balances? (Assume a 365-day year.)
10. The Sooner Equipment Company has total assets of $100 million. Of this total, $40 million was financed with common equity and $60 million with debt (both long- and short-term). Its average accounts receivable balance is $20 million, and this represents an 80-day average collection period. Sooner believes it can reduce its average col- lection period from 80 to 60 days without affecting sales or the dollar amount of net income after taxes (currently $5 million). What will be the effect of this action on Sooner’s return on investment and its return on stockholders’ equity if the funds received by reducing the average collection period are used to buy back its common stock at book value? What impact will this action have on Sooner’s debt ratio?

Common College Application Essay Topics and How to Answer Them

Common College Application Essay Topics and How to Answer Them

Wondering what essay prompts you might see on your college applications? From The Common Application to individual school applications, we’ve got you covered.
The college essay is your opportunity to show admissions officers who you are apart from your grades and test scores (and to distinguish yourself from the rest of a very talented applicant pool).
brainstorming college application essay topics

2016-17 Common App Essays

Nearly 700 colleges accept the The Common Application, which makes it easy to apply to multiple schools with just one form. If you are using the Common App to apply for college admission in 2016, you will have 250–650 words to respond to ONE of the following prompts:
  1. Some students have a background, identity, interest, or talent that is so meaningful they believe their application would be incomplete without it. If this sounds like you, then please share your story.
  2. The lessons we take from failure can be fundamental to later success. Recount an incident or time when you experienced failure. How did it affect you, and what did you learn from the experience?
  3. Reflect on a time when you challenged a belief or idea. What prompted you to act? Would you make the same decision again?
  4. Describe a problem you've solved or a problem you'd like to solve. It can be an intellectual challenge, a research query, an ethical dilemma—anything that is of personal importance, no matter the scale. Explain its significance to you and what steps you took or could be taken to identify a solution.
  5. Discuss an accomplishment or event, formal or informal, that marked your transition from childhood to adulthood within your culture, community, or family.

Tackling the Common App Essay Prompts

Prompt #1: Share your story.

Answer this prompt by reflecting on a hobby, facet of your personality, or experience that is genuinely meaningful and unique to you. Admissions officers want to feel connected to you and an honest, personal statement about who you are draws them in. Your love of superheroes, baking chops, or family history are all fair game if you can tie it back to who you are or what you believe in. Avoid a rehash of the accomplishments on your high school resume and choose something that the admissions committee will not discover when reading the rest of your application.

Prompt #2: Learning from failure.

You're trying to show colleges your best self, so it might seem counterintuitive to willingly acknowledge a time you failed. But overcoming challenges demonstrates courage, grit, and perseverance! That’s why the last piece of this prompt is essential. The obstacle you write about can be large or small, but you must show the admissions committee how your perspective changed as a result.

Prompt #3: Challenging a belief.

Your answer to this question could focus on a time you stood up to others or an experience when your own preconceived view was challenged. Choose this prompt if you have a relevant—and specific!—experience to recount (and reflect on). A vague essay about a hot button issue doesn’t tell the admissions committee anything useful about YOU.

Prompt #4: Solving a problem.

This essay is designed to get at the heart of how you think and what makes you tick. Present a situation or quandary and show steps toward the solution. Admissions officers want insight into your thought process and the issues you grapple with, so explain how you became aware of the dilemma and how you tackled solving it. Don’t forget to explain why the problem is important to you!

Prompt #5: Transition from childhood to adulthood.

Just like Prompt #2, the accomplishment or event you write about can be anything from a major milestone to a smaller moment. Describe the event that shaped you but take care to also show what you learned or how you changed. Colleges are looking for a sense of maturity and introspection—pinpoint the transformation and demonstrate your personal growth. 

More College Essay Topics

Individual schools sometimes require supplemental essays. Here are a few popular application essay topics and some tips for how to approach them:

Describe a person you admire.

Avoid the urge to pen an ode to a beloved figure like Gandhi or Abraham Lincoln. The admissions committee doesn't need to be convinced they are impressive people. Focus on yourself: Choose someone who has actually caused you to change your behavior or your worldview, and write about how this person influenced you.

Why do you want to attend this school?

Be honest and specific when you respond to this question. Avoid generalities like "to get a good liberal arts education” or “to develop career skills," and use details that show your interests: "I'm an aspiring doctor and your science department has a terrific reputation." Colleges are more likely to admit students who can articulate specific reasons why the school is a good fit for them beyond its reputation or ranking on any list. Use the college's website and literature to do your research about programs, professors, and other opportunities that appeal to you.

What is a book you love?

Your answer should not be a book report. Don't just summarize the plot; detail why you enjoyed this particular text and what it meant to you. What does your favorite book reveal about you? How do you identify with it, and how has it become personal to you?
Again, be honest in answering this question—don't choose a classic from your literature class or a piece of philosophy just because you think it will make you seem smarter. Writing fluently and passionately about a book close to you is always better than writing shakily or generally about a book that doesn't inspire you.

What is an extracurricular activity that has been meaningful to you?

Avoid slipping into clichés or generalities. Take this opportunity to really examine an experience that taught you something you didn't previously know about yourself, got you out of your comfort zone, or forced you to grow. Sometimes it's better to write about something that was hard for you because you learned something than it is to write about something that was easy for you because you think it sounds impressive. As with all essay questions, the most important thing is to tell a great story: how you discovered this activity, what drew you to it, and what it's shown you about yourself.
Check out our video on perfecting your college essay:
Perfect your college essay video

Here is some advise from experts on 

How To Write A College Application Essay: Experts Comment compiled by Katie Holmes

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Essay writing tips

Essay writing tips

General Essay Writing Tips

Despite the fact that, as Shakespeare said, "the pen is mightier than the sword," the pen itself is not enough to make an effective writer. In fact, though we may all like to think of ourselves as the next Shakespeare, inspiration alone is not the key to effective essay writing. You see, the conventions of English essays are more formulaic than you might think – and, in many ways, it can be as simple as counting to five.

The Five Paragraph Essay

Though more advanced academic papers are a category all their own, the basic high school or college essay has the following standardized, five paragraph structure:
Though it may seem formulaic – and, well, it is - the idea behind this structure is to make it easier for the reader to navigate the ideas put forth in an essay. You see, if your essay has the same structure as every other one, any reader should be able to quickly and easily find the information most relevant to them.

The Introduction

 Want to see sample essays?
Check out our Sample Essay section where you can see scholarship essays, admissions essays, and more!
The principle purpose of the introduction is to present your position (this is also known as the "thesis" or "argument") on the issue at hand but effective introductory paragraphs are so much more than that. Before you even get to this thesis statement, for example, the essay should begin with a "hook" that grabs the reader’s attention and makes them want to read on. Examples of effective hooks include relevant quotations ("no man is an island") or surprising statistics ("three out of four doctors report that…").
Only then, with the reader’s attention "hooked," should you move on to the thesis. The thesis should be a clear, one-sentence explanation of your position that leaves no doubt in the reader’s mind about which side you are on from the beginning of your essay.
Following the thesis, you should provide a mini-outline which previews the examples you will use to support your thesis in the rest of the essay. Not only does this tell the reader what to expect in the paragraphs to come but it also gives them a clearer understanding of what the essay is about.
Finally, designing the last sentence in this way has the added benefit of seamlessly moving the reader to the first paragraph of the body of the paper. In this way we can see that the basic introduction does not need to be much more than three or four sentences in length. If yours is much longer you might want to consider editing it down a bit!
Here, by way of example, is an introductory paragraph to an essay in response to the following question:
"Do we learn more from finding out that we have made mistakes or from our successful actions?"
"No man is an island" and, as such, he is constantly shaped and influenced by his experiences. People learn by doing and, accordingly, learn considerably more from their mistakes than their success. For proof of this, consider examples from both science and everyday experience.

DO - Pay Attention to Your Introductory Paragraph

Because this is the first paragraph of your essay it is your opportunity to give the reader the best first impression possible. The introductory paragraph not only gives the reader an idea of what you will talk about but also shows them how you will talk about it. Put a disproportionate amount of effort into this – more than the 20% a simple calculation would suggest – and you will be rewarded accordingly.

DO NOT - Use Passive Voice or I/My

Active voice, wherein the subjects direct actions rather than let the actions "happen to" them – "he scored a 97%" instead of "he was given a 97%" – is a much more powerful and attention-grabbing way to write. At the same time, unless it is a personal narrative, avoid personal pronouns like I, My, or Me. Try instead to be more general and you will have your reader hooked.

The Body Paragraphs

The middle paragraphs of the essay are collectively known as the body paragraphs and, as alluded to above, the main purpose of a body paragraph is to spell out in detail the examples that support your thesis.
For the first body paragraph you should use your strongest argument or most significant example unless some other more obvious beginning point (as in the case of chronological explanations) is required. The first sentence of this paragraph should be the topic sentence of the paragraph that directly relates to the examples listed in the mini-outline of introductory paragraph.
A one sentence body paragraph that simply cites the example of "George Washington" or "LeBron James" is not enough, however. No, following this an effective essay will follow up on this topic sentence by explaining to the reader, in detail, who or what an example is and, more importantly, why that example is relevant.
Even the most famous examples need context. For example, George Washington’s life was extremely complex – by using him as an example, do you intend to refer to his honesty, bravery, or maybe even his wooden teeth? The reader needs to know this and it is your job as the writer to paint the appropriate picture for them. To do this, it is a good idea to provide the reader with five or six relevant facts about the life (in general) or event (in particular) you believe most clearly illustrates your point.
Having done that, you then need to explain exactly why this example proves your thesis. The importance of this step cannot be understated (although it clearly can be underlined); this is, after all, the whole reason you are providing the example in the first place. Seal the deal by directly stating why this example is relevant.
Here is an example of a body paragraph to continue the essay begun above:
Take, by way of example, Thomas Edison. The famed American inventor rose to prominence in the late 19th century because of his successes, yes, but even he felt that these successes were the result of his many failures. He did not succeed in his work on one of his most famous inventions, the lightbulb, on his first try nor even on his hundred and first try. In fact, it took him more than 1,000 attempts to make the first incandescent bulb but, along the way, he learned quite a deal. As he himself said, "I did not fail a thousand times but instead succeeded in finding a thousand ways it would not work." Thus Edison demonstrated both in thought and action how instructive mistakes can be.

DO: Tie Things Together

The first sentence – the topic sentence - of your body paragraphs needs to have a lot individual pieces to be truly effective. Not only should it open with a transition that signals the change from one idea to the next but also it should (ideally) also have a common thread which ties all of the body paragraphs together. For example, if you used "first" in the first body paragraph then you should used "secondly" in the second or "on the one hand" and "on the other hand" accordingly.

DO NOT: Be Too General

Examples should be relevant to the thesis and so should the explanatory details you provide for them. It can be hard to summarize the full richness of a given example in just a few lines so make them count. If you are trying to explain why George Washington is a great example of a strong leader, for instance, his childhood adventure with the cherry tree (though interesting in another essay) should probably be skipped over.




A Word on Transitions

You may have noticed that, though the above paragraph aligns pretty closely with the provided outline, there is one large exception: the first few words. These words are example of a transitional phrase – others include "furthermore," "moreover," but also "by contrast" and "on the other hand" – and are the hallmark of good writing.
Transitional phrases are useful for showing the reader where one section ends and another begins. It may be helpful to see them as the written equivalent of the kinds of spoken cues used in formal speeches that signal the end of one set of ideas and the beginning of another. In essence, they lead the reader from one section of the paragraph of another.
To further illustrate this, consider the second body paragraph of our example essay:
In a similar way, we are all like Edison in our own way. Whenever we learn a new skill - be it riding a bike, driving a car, or cooking a cake - we learn from our mistakes. Few, if any, are ready to go from training wheels to a marathon in a single day but these early experiences (these so-called mistakes) can help us improve our performance over time. You cannot make a cake without breaking a few eggs and, likewise, we learn by doing and doing inevitably means making mistakes.
Hopefully this example not only provides another example of an effective body paragraph but also illustrates how transitional phrases can be used to distinguish between them.

The Conclusion

Although the conclusion paragraph comes at the end of your essay it should not be seen as an afterthought. As the final paragraph is represents your last chance to make your case and, as such, should follow an extremely rigid format.
One way to think of the conclusion is, paradoxically, as a second introduction because it does in fact contain many of the same features. While it does not need to be too long – four well-crafted sentence should be enough – it can make or break and essay.
Effective conclusions open with a concluding transition ("in conclusion," "in the end," etc.) and an allusion to the "hook" used in the introductory paragraph. After that you should immediately provide a restatement of your thesis statement.
This should be the fourth or fifth time you have repeated your thesis so while you should use a variety of word choice in the body paragraphs it is a acceptable idea to use some (but not all) of the original language you used in the introduction. This echoing effect not only reinforces your argument but also ties it nicely to the second key element of the conclusion: a brief (two or three words is enough) review of the three main points from the body of the paper.
Having done all of that, the final element – and final sentence in your essay – should be a "global statement" or "call to action" that gives the reader signals that the discussion has come to an end.
In the end, then, one thing is clear: mistakes do far more to help us learn and improve than successes. As examples from both science and everyday experience can attest, if we treat each mistake not as a misstep but as a learning experience the possibilities for self-improvement are limitless.

DO: Be Powerful

The conclusion paragraph can be a difficult paragraph to write effectively but, as it is your last chance to convince or otherwise impress the reader, it is worth investing some time in. Take this opportunity to restate your thesis with confidence; if you present your argument as "obvious" then the reader might just do the same.

DO NOT: Copy the First Paragraph

Although you can reuse the same key words in the conclusion as you did in the introduction, try not to copy whole phrases word for word. Instead, try to use this last paragraph to really show your skills as a writer by being as artful in your rephrasing as possible.
Taken together, then, the overall structure of a five paragraph essay should look something like this:

Introduction Paragraph

  • An attention-grabbing "hook"
  • A thesis statement
  • A preview of the three subtopics you will discuss in the body paragraphs.

First Body Paragraph

  • Topic sentence which states the first subtopic and opens with a transition
  • Supporting details or examples
  • An explanation of how this example proves your thesis

Second Body Paragraph

  • Topic sentence which states the second subtopic and opens with a transition
  • Supporting details or examples
  • An explanation of how this example proves your thesis

Third Body Paragraph

  • Topic sentence which states the third subtopic and opens with a transition
  • Supporting details or examples
  • An explanation of how this example proves your thesis

Concluding Paragraph

  • Concluding Transition, Reverse "hook," and restatement of thesis.
  • Rephrasing main topic and subtopics.
  • Global statement or call to action.

More tips to make your essay shine

Planning Pays

Although it may seem like a waste of time – especially during exams where time is tight – it is almost always better to brainstorm a bit before beginning your essay. This should enable you to find the best supporting ideas – rather than simply the first ones that come to mind – and position them in your essay accordingly.
Your best supporting idea – the one that most strongly makes your case and, simultaneously, about which you have the most knowledge – should go first. Even the best-written essays can fail because of ineffectively placed arguments.

Aim for Variety

Sentences and vocabulary of varying complexity are one of the hallmarks of effective writing. When you are writing, try to avoid using the same words and phrases over and over again. You don’t have to be a walking thesaurus but a little variance can make the same idea sparkle.
If you are asked about "money," you could try "wealth" or "riches." At the same time, avoid beginning sentences the dull pattern of "subject + verb + direct object." Although examples of this are harder to give, consider our writing throughout this article as one big example of sentence structure variety.

Practice! Practice! Practice!

In the end, though, remember that good writing does not happen by accident. Although we have endeavored to explain everything that goes into effective essay writing in as clear and concise a way as possible, it is much easier in theory than it is in practice.
As a result, we recommend that you practice writing sample essays on various topics. Even if they are not masterpieces at first, a bit of regular practice will soon change that – and make you better prepared when it comes to the real thing.
Now that you’ve learned how to write an effective essay, you can  order  Essays from us to get quality work done

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Copywriting individual assignment - Critique of copy

Critique of copy - Maximum word count of 2,000 words.

(There are areas you might need to cover and consider in the last page of attached file)

You should write a critique of two sample pieces of direct marketing (attached file). A critique is a balanced assessment 
of the strengths and weaknesses of each one.

Remember you are not critiquing these pieces from a personal point of view. It does not matter whether you personally like either piece or find the products appealing. The trick here is to 
try and consider these pieces with a dispassionate copywriter’s eye, imagining whether they would or wouldn’t appeal to people who are in the target market. Neither piece is either all bad or all good so make sure that your assessment of each is balanced.

I will send you the .ppt slides and files from my lecture class. There are many useful things you might need to consider in order to help you write this paper, such as pros and cons of press ads and direct mail.

Recommend books:
Aitchison J (2008), Cutting-edge Advertising: How to Create The World’s Best Print for Brands in the 21st Century, Pearson Ed Asia, 3rd Edition

Brierley S (2002), The Advertising Handbook, Routledge, 2nd Edition

Caples J (1998), Tested Advertising Methods, Prentice Hall, 5th Edition

Schwab V (1985), How to Write a Good Advertisement, Wilshire Book Company

Bird D (2004), How to Write Sales Letters That Sell, Kogan Page

Frazer-Robinson J (1989), The Secrets of Effective Direct Mail, McGraw Hill

Journal Writing

Only the Journal questions.
 Journal Questions - The readings for the journal questions can be found in the primary source reader, Perspectives from the Past.  Each day's work will include a short writing assignment designed to give you an opportunity to think and comment carefully on primary source material.  Write a multi-paragraph short-essay that addresses the topic of the question, includes specific examples in the discussion, and explains why the specific examples are important.  Do not simply rewrite the introduction from the selections in the Primary Source Reader or from the review recommended in the textbook.  The journal questions can be found on each day's assignment sheet.  Keep your answers in a journal; I suggest a composition notebook for this purpose, but in any case your journal should be kept separate from your class notes. 
Reading Assignment:
Perspectives from the Past, Chapter 12, Machiavelli, The Prince.
Review Questions.  No assigned Review Questions for this topic.
Journal Questions.  Write a multi-paragraph short-essay that addresses the topic of the question, includes specific examples in the discussion, and explains why the specific examples are important.

(Machiavelli, The Prince).  What, according to Machiavelli, is the basis of political authority?  When he claims that a prince must assume many guises, what is Machiavelli saying about his understanding of human nature?  What is the role of artifice (cleverness, ingenuity, expediency, insincerity) in political authority, according to Machiavelli?
Reading Assignment:
Coffin, Stacey, Cole, & Symes, Western Civilizations, Chapter 12.
Perspectives from the Past, Chapter 12, Pico della Mirandola, Oration on the Dignity of Man.
Journal Questions.  The readings for the journal questions can be found in the Primary Source Reader.  Write a multi-paragraph short-essay that addresses the topic of the question, includes specific examples in the discussion, and explains why the specific examples are important.

(Mirandola, Oration on the Dignity of Man).  How specifically did Pico della Mirandola fuse the Judeo-Christian tradition with Plato’s philosophy to explain how human beings are capable of both wickedness and perfection? Why might the leaders of the medieval Church have had difficulty with Pico’s conclusions?
Reading Assignment:
Coffin, Stacey, Cole, & Symes, Western Civilizations, Chapter 11 (pp. 346-8, 358-371).
Perspectives from the Past, Chapter 11, Columbus, Letter on His First Voyage.
Journal Questions.  Write a multi-paragraph short-essay that addresses the topic of the question, includes specific examples in the discussion, and explains why the specific examples are important.

(Columbus, Letter on His First Voyage)  What can we learn about Columbus’ personality and motives from this letter?  Columbus provides here the first Western account of the people he called Indians—what do we learn about his interests and abilities as an ethnographer?
Reading Assignment:
Perspectives from the Past, Chapter 15, Charter of the Dutch West India Company.
Journal Questions.  Write a multi-paragraph short-essay that addresses the topic of the question, includes specific examples in the discussion, and explains why the specific examples are important.

(Charter of the Dutch West India Company).  Why did the West India Company receive a charter from the Dutch Republic?  How is the company structured, and what does that structure tell you about its decision making?  Why does the company wish to exercise a monopoly, and what unusual powers are granted to the company to protect its monopoly?
Reading Assignment:
Coffin, Stacey, Cole, & Symes, Western Civilizations, Chapter 13 (pp. 398-411).
Perspectives from the Past, Chapter 13, Luther, Large Catechism.
Journal Questions.  Write a multi-paragraph short-essay that addresses the topic of the question, includes specific examples in the discussion, and explains why the specific examples are important.

(Luther, Large Catechism).  Why is the catechism so important to Martin Luther?  To whom is the catechism to be taught, and by whom is it to be taught?  What matters, issues, or ideas does the catechism teach
Reading Assignment:
Coffin, Stacey, Cole, & Symes, Western Civilizations, Chapter 13 (pp. 411-425).
Perspectives from the Past, Chapter 13, Calvin, Draft of Ecclesiastical Ordinances.
Journal Questions.  Write a multi-paragraph short-essay that addresses the topic of the question, includes specific examples in the discussion, and explains why the specific examples are important.

(Calvin, Draft of Ecclesiastical Ordinances).  According to Calvin, what is the church, its purpose, and its goals?  What do the four offices tell us about the function of the church?  What are the practices of the church and the relation of those practices to the process of becoming a Christian and attaining salvation?

(NoteDoctor is a fancy Latin word for teacher).

Reading Assignment:
Coffin, Stacey, Cole, & Symes, Western Civilizations, Chapter 14.
Perspectives from the Past, Chapter 14, Grimmelshausen, Simplicissimus.

Journal Questions.  Write a multi-paragraph short-essay that addresses the topic of the question, includes specific examples in the discussion, and explains why the specific examples are important.

(Grimmelshausen, Simplicissimus).  Who is Simplicissimus, what is his relation to nature, and what does he consider noble and base?  What does Grimmelshausen tell us about the conduct of the Thirty Years War?  What happens to the character of Simplicissimus when he witnesses the violence of war?  

Work Analysis and Design

Get Answers to this questions at a 30% discount
1. Recently, Microsoft announced a technology, called “HoloLens.” Please learn what kind of technology it is through your own survey of relevant materials (e.g., Microsoft’s official announcement and media press). Using the theories, methodologies, discussion we had in our classroom (henceforth, called “HF knowledge”), including but not limited to usability testing, heuristic evaluation, Robert Wright’s four logical phases, provide your opinion whether this particular technology will be a mainstream market product or not (e.g., Google Glass failed to become a mainstream market product at least for now). Obviously, you cannot discuss all the HF knowledge, so use only relevant HF knowledge. Underscore key phrases representing HF knowledge (e.g., “According to the Feedback principle of heuristic evaluation, […]”). (30 points) 
2. A student journalist of Purdue Exponent would like to learn how influential Purdue Exponent is on Purdue undergraduate students’ daily lives. Since she has no experience in survey design, she asked you to design a survey questionnaire with only 5 questions. Design a survey of 5 questions for her and explain to her the potential problems or weaknesses of your questionnaire if it has any. (20 points)
3. Please visit the City of Lafayette website and conduct a condensed version of heuristic evaluation (HE). It is “condensed” simply because you are the only expert evaluator for this HE. Report at least 10 problems in the tabular form with your own severity rating. In addition to the HE report, write an email to Mr. Tony Roswarski, the Mayor of City of Lafayette, to suggest three most important changes that should be made for the website. (30 points)

Unit 3 Question- Answers

Questions and answers
1. I'd like you to think about the underlying causes of the housing problem facing late 19th and early 20th-century city dwellers. How did Jane Addams and Friedrich Engels view a possible solution to these conditions differently from each other?
2. Tell us what you think about the role photojournalism and investigative reporting play in bringing attention to urban conditions within rapidly growing cities, both in the New York/London and Lagos examples. What are the different tones you've observed in the writings and photographs? Is there a medium or means by which these issues might be more effectively disseminated today? Provide an example and tell us why or why not.
3. What are some key differences and similarities between how housing and labor functioned in 19th/early 20th century New York and 21st century Lagos? What aspect of housing or work did you find most valuable in the Lagos article and why?

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