Explain the impact of the Affordable Care act on the
population that it affected.
The
affordable care act has impacted variously on the population of North Calorina
from the general population, players of the health insurance market, the
Accountable Care Organization, and the government.
The act
has increased the number of people with insurance cover since it entitles
everybody to an insurance cover regardless of the health condition or age. In
fact, it imposes a penalty to the people without insurance cover. The insured
get more essential health benefits from an insurance cover. According to the
act, all insurance policies offer 10 compulsory benefits including maternity,
laboratory services, emergency services, ambulatory services and the rest. The
population enjoys a wide range of services than prior to the act. The act has
changed the insurance companies ‘criteria for determining the premiums. With
the implementation of the act, younger healthy people pay higher premiums to
subsidize the premiums of older and less healthy people. Another impact is
increased tax to the insurance companies and the citizens.
According
to the Carolina Journal news, the act has resulted to counties cutting working
hours and jobs in the healthcare sector. A survey done on 2013 indicated that
Robeson county reduced work hours for 367 part-time workers from 30 to 25 per
week (Carolina Journal: Sep. 26th, 2013).
Since the act entitles a 30 hour per week worker an employer-provided
insurance, the county reduced work-hours to cut this cost.
The
implementation of the act has resulted to the people of North Carolina
shouldering high taxes. For example, the
Onslow County increased the tax burden by $1.2 million over the past three
years to finance the increasing cost of Affordable Care. New employees, such as
in McDowell county, lost the retiree insurance plan as a result of the act. The
county scrapped the plan because the cost of maintenance of the plan was so
exorbitant under the requirements of the act (Carolina Journal: Sep. 26th,
2013).
Explain the impact of the economics of providing care to
patients from the organization’s point of view
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